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Won’t a pre-approval ruin my credit?

“I am not going to purchase for another 6 months. Wont the pre-approval ruin my credit?”

Running a pre-approval will NOT ruin your credit! The amount that it will drop your credit all depend on the depth of your credit, how many trade lines you have, and where you credit score is at right now. Some can impact more than others. If there is any concern, just ask your lender to to a soft check.

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